Zen Realty Panama
Zen Realty is a boutique real estate agency in Panama.
We focus on personal service and clear real estate advice.
We start by listening to your needs
When we understand what matters to you, we can present stronger options.
What we help with
New developments, resale opportunities, and investment searches.
Let’s start the conversation
We’ll take that first step together toward finding your Panama property.
Why Panama?
Regional access, dollarized banking, infrastructure, shopping, beaches, and mountain living.
Modern convenience with a relaxed pace
Explore selected Panama development projects across the country’s main residential, coastal, island, golf, and highland settings.
PRIVATE ISLAND RESIDENCES
The Palms at Ocean Reef
Private beach | Marina access | Residences from approx. $1,200,000.
Larger residences on Ocean Reef Islands with resort-style amenities.
SANTA MARIA RESIDENCES
Bosco di Santa Maria
Residences from approx. $480,000 | Villas from approx. $2,000,000
Apartments and ground-level villas within a green residential concept.
BOQUETE MOUNTAIN APARTMENTS
Pinoalto Residences
Condo-suites | Hotel-style Services | Rental Program
A mountain residential project in Boquete designed for flexible ownership.
BEACH COMMUNITY
Playa Caracol
Beach residences | Surf beach | Near Panama City
A coastal residential community within driving distance of Panama City.
SANTA MARIA APARTMENTS
La Maison by FENDI Casa
3–4 bedrooms | 355–842 m² | From approx. $1.5M
Fendi Casa residences with spacious interiors and a timeless luxury profile.
COSTA DEL ESTE APARTMENTS
Bioma
1–4 bedrooms | 80–325 m² | From approx. $280,000
A unique urban living system in Costa del Este.
It’s time to look at Panama.
Developers are offering projects with world-class design and amenities.
Contact us and we’ll help you find the best fit for your needs.
If you’re interested in a resale property, we can also show you options.
Here are a few resale properties we can help you evaluate.
PANAMA CITY RESIDENCE
Camino de Cruces
4 bedrooms | 500 m² | Swimming pool | Gated community | $1,400,000.
A tropical villa-style residence in the heart of Panama City.
SANTA MARIA APARTMENT
The Heritage
3 bedrooms | 620 m² | One residence per floor | $4,000,000
A luxurious residence in Santa María with large interior spaces and open city views.
CASCO VIEJO
Ocean-view Apartment
3 levels | 190 m² | 2 bedrooms | 2 parking spaces, $575,000
A renovated Casco apartment with ocean views and terrace living.
AVENIDA BALBOA APARTMENT
Rivage Tower
3 bedrooms | 176 m² | $475,000
A spacious, ocean-view apartment on Avenida Balboa.
COUNTRY ESTATE
Chame Grand Residence
3.3 hectares | 544 m² house | Horse stables | $950,000
Luxury, leisure, and sport. Just one hour from Panama City.
Not ready to reach out? That’s fine.
Below, you can explore the buying process, Panama City areas, common real estate questions, and more resources to help you understand the market.
When the timing is right, click on the WhatsApp icon on the lower right-hand side of your screen to start the conversation.
Search to Ownership is how we guide you from first contact to closing.
We help ensure that you move into ownership with calm and confidence.
Panama is compact and well connected.
City, coast, and mountain settings are all within reach.
Use this section as a starting point before comparing specific areas.
Santa María + Costa del Este
High-rise condos, luxury homes, golf.
Close to shopping and corporate centers.
Ocean Reef
Island homes and apartments. Private marina. Close to Punta Pacífica.
Avenida Balboa
Bayfront apartments. Walking along the Cinta Costera. Close to Casco Viejo.
San Francisco
Many apartment buildings. Close to Panama’s Central Park. Lots of restaurants.
El Cangrejo
The heart of the city. Trees, parks, restaurants, nightlife. Close to the Metro.
Betania
Panama City’s traditional residential district. Affordable housing. Close to everything.
Condado del Rey
The new Betania. Newer apartments and houses. Vibrant Chinese community. Lots of shopping and restaurants.
Close to universities.
Canal Zone / Garden Areas
Surrounded by nature. Close to the Canal. Old-time residences as well as new residential projects. Close to Albrook Mall.
Casco Viejo
Historic character, boutique residences, walkability, and nightlife.
Common questions about the real estate process in Panama.
These answers are meant to give you a practical starting point.
For expert advice, we can help you connect with the right professionals.
Legal & Buying Questions
Can foreigners buy property in Panama?
Yes. Foreigners have the same property ownership rights as Panamanian citizens in most areas of the country. You do not need residency or citizenship to purchase real estate in Panama.
Do I need a lawyer to buy property in Panama?
While not legally required, hiring an experienced real estate attorney is strongly recommended. Your attorney can verify title, review contracts, conduct due diligence, coordinate closing, and ensure the transaction is properly registered.
What are the closing costs when buying property in Panama?
Closing costs vary depending on the property and transaction structure. Buyers should generally budget for legal fees, registration expenses, and other transaction-related costs. Your attorney can provide a detailed estimate based on the specific purchase.
Residency & Immigration Questions
Can buying property qualify me for Panama’s Qualified Visa?
In some cases, yes. Panama’s Qualified Investor Program includes a real estate investment pathway that may lead to permanent residency when all program requirements are met.
How does the Friendly Nations Visa work?
The Friendly Nations Visa is a separate residency program with its own eligibility requirements. Property ownership may support an applicant’s overall ties to Panama, but eligibility depends on current immigration regulations and individual circumstances.
What visa options are available for professionals working under Panama’s SEM?
Professionals employed by qualifying multinational companies may be eligible for residency and work authorization through Panama’s SEM program. Eligibility depends on the employer and the applicant’s role.
Banking & Financing Questions
Can foreigners get financing in Panama?
Yes. Some Panamanian banks offer mortgages to foreign buyers, although approval requirements are typically stricter than for local residents. Down payment requirements, income verification, and documentation standards vary by lender.
Do I need a Panama bank account?
Not always, but having a local bank account can simplify payments, property expenses, rental income collection, and other transactions related to ownership.
Do developers offer payment plans?
Many pre-construction developers offer payment plans during the construction period. Terms vary by project and developer, so it’s important to review the payment schedule carefully before committing.
Still Have Questions?
If you have questions or need guidance, contact the Zen team directly via WhatsApp and get real-time answers tailored to your situation.
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